Tuesday, 28 March 2017

TestBirds Usabilily Testing Review: How testbird work?

TestBirds Usability Testing Review: Get Paid To Find Bugs

Testbirds Overview

Munich, Bayern (Germany)
1 to 50 employees
Company - Private
Information Technology
$1 to $5 million (USD) per year

The impressive thing about TestBirds is that they accept complete beginners and experienced testers.Even if you don’t have the ability to find errors in code, there’re tests available for you.
In this TestBirds Review I’ll show you how it works, how to earn, how to get paid, and the complaints I have with this usability testing job and more.
TestBirds Usability Testing Review
Site: TestBirds
Price: Free To Join
Verdict: Legitimate
In this TestBirds Usability Testing Review, I marked it legitimate because there’re quite a few members that are making great money with this site along with complete newbies making some extra side cash.

I like that this site is available to people without experience and that payments seem to be pretty quick and easy. To be honest, this is a hard site to cover completely because there’s many variations in the tests available, payment amount, and skill level. I’ve done my best to give you an idea of what joining TestBirds as a beginner would be like in the rest of this review.

What Is Usability Testing?

If you’re not familiar with Usability Testing, it’s viewing a website, completing some tasks, and giving your opinion about the site. For your time you’re paid cash. Now some of the jobs on TestBirds get into much more detail, but that’s the basic process of usability testing.
If you’re experienced, you can also find bugs and test apps, video games, and much more. It all depends on your ability level, but know that there’s very basic tests that almost anyone can complete.

What Are the Requirements to Register as a Tester For Testbirds?

You already know that any skill level can join TestBirds, this means complete beginners or experienced app testers. You will need to pass a test before any projects are available. It seems that TestBirds is available in most countries and nearly any age is accepted (parental consistent is required).

The only other requirement is having at least a computer or smartphone if you have both even better. Some tests might require you to have a webcam. I recommend this high-quality webcam. Testbirds appears to be open worldwide, and they claim to accept testers of all ages. However, if you’re under 18, you’ll have to send them a parent or guardian consent form before being allowed to accept any paid tests.

What is My Overall Impression of Testbirds?

Testbirds seems like a great “side job" for someone who enjoys this kind of work. I don’t think you could do it full-time, since the work is all project based.

What Do Others Think of Testbirds?

Because Testbirds is still fairly new, I was only able to find one review on Glassdooor. It earned a 3 out of 5 star rating. You can read the feedback here.

How Can an Interested Applicant Apply to Testbirds?

Go to the home page to sign up. And if you’re looking for more companies like Testbirds, definitely consider UserTesting. They are one of the most known.
Good luck to all who apply.

Joining and How It Works?

Pretty much anyone can create an account at TestBirds, Once you sign up for an account, you’ll be required to fill out your profile, register any devices you want to do testing on, and successfully complete an entry test. The entry test is just so Testbirds can determine you know what to do and that you are familiar with their platform prior to completing any paid tests.
Testbirds will send you updates on projects that will be starting once you are in their system. Some of these projects are only for particular age groups or locations, so make sure that you read the requirements. You are free to decline or accept any test invites you receive.

How Much and When Do You Get Paid?

The pay may vary between $10 to $40 per completed test. A test can be at least 20 minutes, but may be much longer. A study or test can take between 30 minutes to 1 hour. Bonuses are also given for finding certain errors. Payment is made via PayPal once the project is complete.
Note the pay is listed in Euros, so you’ll have to find a currency conversion calculator online to see the amount you’ll make for your country.

TestBirds Complaints

I’ve seen a few sites out there that are promoting TestBirds as a larger income than it is.You should know that beginners can’t turn this into a full-time or substantial income. The main reason is that there’re not enough tests to complete. You’d need 15-20 tests to put in a full day of work with this site, but there might only be a few tests a week.

Also, some tests do pay $50, but it looks like most beginner tests are around $10. It’s going to take you a ton of tests at $10 to build a full-time income.
With that being said I know on some other sites that there’re some full-time testers, but they are very experienced and are sought after for very advanced testing. A beginner won’t have the opportunity for this.

Is TestBirds A Usability Testing Scam?

Usability Testing at TestBirds is not a scam; there are reviews across the internet with all good things to say about this site and include payment proof. I like that they take complete beginners and that they let you take tests on your smartphone.

As long as you know the income you can make testing website and apps at TestBirds is just extra income; you should be pretty happy as a member. If you’re an experienced tester that completes advanced tests I left you out of this review but from what I’ve heard TestBirds is a perfect place for advanced testers as well.

If you’d like to learn more or to join, you can visit TestBirds.com to get started.
Usability Testing isn’t the only way to earn money online. If you’d like to learn how to make a significant online income, check out

My #1 Recommendation. If you’re happy with a small supplementary income, here’s some other extra income sites I highly recommend.
Have you tested for TestBirds? Think it’s a Scam? I’d love to hear your thoughts on this review in the comments below.

Sunday, 5 February 2017

Ghana seeks 'enhanced relationship' with China: finance minister

Ghana seeks 'enhanced relationship' with China: finance minister

Ghana seeks 'enhanced relationship' with China: finance minister

ACCRA (Reuters) - Ghana's new government will seek to enhance its relationship with China in order to help develop its economy, Finance Minister Ken Ofori-Atta told reporters on Sunday.

He said the ministry would on Monday hold its second meeting with the Chinese embassy since President Nana Akufo-Addo was sworn in on Jan. 7, noting that loans would be on the agenda.
China Development Bank agreed a $3 billion loan facility with Ghana in 2011 but only about $1 billion was disbursed.
China plays a major role in Ghana's economy, both as a source of imports of consumer goods and also as an importer of Ghana's gold, oil and cocoa.
Akufo-Addo came to power after campaigning on promises to create jobs, restore fiscal discipline and promote development while seeking to restore Ghana to its position as one of Africa's most dynamic economies.
Since taking over the finance ministry, Ofori-Atta has said the budget deficit and government debt are much higher than had been expected, adding pressure to public finances.



Thursday, 2 February 2017

Coal rule killed by US. Congress, others near chopping block

By Lisa Lambert
WASHINGTON (Reuters) - The U.S. Congress moved swiftly on Thursday to undo Obama-era rules on the environment, corruption, labor and guns, with the Senate wiping from the books a rule aimed at reducing water pollution.
By a vote of 54-45, the Senate approved a resolution already passed in the House of Representatives to kill the rule aimed at keeping pollutants out of streams in areas near mountaintop removal coal-mining sites.
The resolution now goes to President Donald Trump, who is expected to sign it quickly. It was only the second time the Congressional Review Act, which allows lawmakers to stop newly minted regulations in their tracks, has been used successfully since it was passed in 2000.
The Senate then turned to an equally controversial rule requiring mining and energy companies such as Exxon Mobil (NYSE:XOM) and Chevron (NYSE:CVX) to disclose taxes and other payments they make to governments at home and abroad. Democrats, who cannot filibuster the resolution, attempted to slow the process by pushing debate late into the night, with a vote scheduled for shortly after 6:30 a.m. on Friday.
Republicans are using their control of Congress and the White House to attack regulations they believe hurt the economy. They cast the stream protection rule as harming industry and usurping state rights.
"The Obama Administration’s stream buffer rule was an attack against coal miners and their families,” said the top Senate Republican, Mitch McConnell, adding it had threatened jobs in his home state of Kentucky.
Environmental activists and many Democrats said it would have made drinking water safer by monitoring for pollutants such as lead.
"Given that many of these toxins are known to cause birth defects, developmental delays, and other health and environmental impacts, this basic monitoring provision was essential," said Jeni Collins, associate legislative representative for environmental group Earthjustice.
The coal industry hopes the repeal will lead Trump to overturn a moratorium by former President Barack Obama's administration on some coal leases.
Senator Joe Manchin, who represents West Virginia, historically coal country, was one of the few Democrats who supported killing the rule. He told CNN more than 400 changes had been made to the regulation as it was drafted.
"There's nobody in West Virginia that wants dirty water and dirty air, but you can't throw 400 different regulations ... on top of what we already have and expect anyone to survive," he said.
Also on Thursday, the House on Thursday overturned Obama administration rules addressing pay discrimination at federal contractors and requiring expanded background checks for gun purchasers who receive Social Security benefits and have a history of mental illness. It plans on Friday to kill a measure addressing methane emissions on public lands. The Senate will then take all three up.
The Senate is also targeting rules enacted in the final months of Obama's administration for extinction. Senator David Perdue, a Republican from Georgia, introduced on Wednesday a resolution for killing one intended to protect users of gift and prepaid cards.
Under the Congressional Review Act, lawmakers can vote to undo regulations with a simple majority. Agencies cannot revisit overturned regulations. Timing in the law means any regulation enacted since May is eligible for repeal.
The House already approved a resolution ending the rule that requires oil companies to publicly state taxes and payments, which is part of the 2010 Dodd-Frank Wall Street reform law.
Republicans and some oil and mining companies say the rule is burdensome and costly and duplicates other long-standing regulations.
Supporters of the rule see it as vital for exposing bribery and questionable financial ties U.S. companies may have with foreign governments, as well as showing shareholders how their money is spent.

Saturday, 14 January 2017




“Forex” is simply an abbreviation for “foreign exchange.” All foreign ex-change transactions involve two currencies. If an individual trader, a bank a government, a corporation, or a tourist in a Hawaiian print shirt on a tropical island decides to exchange one currency for another, a Forex trade takes place.
In every instance, one currency is being bought and, simultaneously, another currency is being sold. Currencies must be compared to something else in order to establish value; this is why Forex trading involves two currencies. If you and I go to the beach and I tell you the tide is low right now, how do you know this is true? You may decide to compare the current water level to the pier.

If there are starfish and mussels exposed on the pier, you may believe me because you can compare the current water level to the previous water level. In Forex, we compare currencies in much the same way, currencies are traded in pairs and, thus, one currency is always compared to another currency.

An example may be helpful to illustrate how currencies are traded. If you are a hotshot Forex trader, and you believe that the EUR/USD is going to go up, you may decide to buy the EUR/USD. Thus, you think that the Euro currency will get stronger, and the U.S. dollar will weaken. You are buying the EUR/USD /currency pair, another way to look at this is to say you are buying Euros and simultaneously selling U.S. dollars.

The unique (and often difficult to understand) aspect of Forex trading to keep in mind is this: Each Forex transaction involves the buying of one currency pair and simultaneously the selling of another currency pair. If you have experience buying or selling in any market the stock market, a futures market, an options market, the baseball card market, or the used car market then you understand markets. For any market transaction a buyer wants to buy something and a seller wants to get rid of something.

The Forex market is simply a money market, the place where speculators exchange one currency for another. In many ways, the Forex market is no different from the stock market. The major differences between Forex and the stock market are as follows: A Forex transaction involves buying one currency pair and selling another, also, the symbols to identify Forex pairs are consistent and systematic, unlike the symbols used to identify companies listed on a stock exchange.

Forex traders buy and sell countries. It is true:Forex traders are basically buying “shares” in a country, just as a stock trader buys shares in a company. For example, if Forex trader Tara decides to sell the EUR/USD, she is essentially selling the European Union (and buying the United States).
To be even more specific, we might suggest Tara is buying thee conomy of the United States, and selling the economy of the European Union.Does this mean that Tara must keep tabs on all the economic data for all the countries that she is trading?

The short answer is no, but we will talk more about news and trading based on economic news and data a bit further on in the next article. Just as a stock has a symbol, so do currencies.
In our next article, we will discuss about the most popular currencies, their symbols and every other things you need to know on Forex pricing.

you can read more on our previous teaching on Forex

Sunday, 8 January 2017


Forex Market

                                     ADVANTAGES OF FOREX MARKET                                               

24-Hour Market

The Forex market is a seamless 24-hour market. Most brokers are open from Sunday at 2PM EST until Friday at 4 PM EST with customer service available 24/7. With the ability to trade during the U.S., Asian, and European market hours, you can customize your own trading schedule.

Commission Free Trading

Most Forex brokers charge no commission or additional transactions fees to trade currencies online or over the phone. Combined with the tight, consistent, and fully transparent spread, Forex trading costs are lower than those of any other market. The brokers are compensated for theirs services through the bid/ask prices.
Instantaneous Execution of Market Orders Your trades are instantly executed under normal market conditions. You also have price certainty on every market order under normal market conditions. What you click is the price you get. You’re able to execute directly off real-time streaming prices (Yeeeaah!).
There's no discrepancy between the displayed price shown on the platform and the execution price to enter your trade. Keep in mind that most brokers only guarantee stop, limit, and entry orders are only guaranteed under normal market conditions. Fills are instantaneous most of the time, but under Extraordinarily volatile market conditions order execution may experience delays.

Short-Selling without an Uptick

Unlike the equity market, there is no restriction on short selling in the currency market. Trading opportunities exist in the currency market regardless of whether a trader is long or short, or which way the market is moving. Since currency trading always involves buying one currency and selling another, there is no structural bias to the market. So you always have equal access to trade in a rising or falling market.

No Middlemen

Centralized exchanges provide many advantages to the trader. However, one of the problems with any centralized exchange is the involvement of middlemen. Any party located in between the trader and the buyer or seller of the security or instrument traded will cost them money. The cost can be either in time or in fees. Spot currency trading does away with the middlemen and allows clients to interact directly with the market-maker responsible for the pricing on a particular currency pair. Forex traders get quicker access and cheaper costs.    
Buy/Sell programs do not control the market How many times have you heard that "fund A" was selling "X" or buying "Z"? Rumor had it that the funds were taking profits because of the end of the financial year or because today is "triple witching day", all as an explanation of why this stock is up or the market in general is down or positive on the session.
The stock market is very susceptible to large fund buying and selling. In spot trading, the liquidity of the Forex market makes the likelihood of any one fund or bank to control a particular currency very slim. Banks, hedge funds, governments, retail currency conversion houses and large net-worth individuals are just some of the participants in the spot currency markets where the liquidity is unprecedented.

Analysts and brokerage firms are less likely to influence the market

Have you watched TV lately? Heard about a certain Internet stock and an analyst of a prestigious brokerage firm accused of keeping its recommendations, such as "buy" when the stock was rapidly declining? It is the nature of these relationships. No matter what the government does to step in and discourage this type of activity, we have not heard the last of it. IPO's are big business for both the companies going public and the brokerage houses. Relationships are mutually beneficial and analysts work for the brokerage houses that need the companies as clients. That catch-22 will never disappear. Foreign exchange, as the prime market, generates billions in revenue for the world's banks and is a necessity of the global markets. Analysts in foreign exchange don't drive the deal flow, they just analyze the Forex market.

8,000 stocks versus 4 major currency pairs

There are approximately 4,500 stocks listed on the New York Stock exchange. Another 3,500 are listed on the NASDAQ. Which one will you trade? Got the time to stay on top of so many companies? In spot currency trading, there are dozens of currencies traded, but the majority of the market trades the 4 major pairs. Aren’t four pairs much easier to keep an eye on than thousands of stocks? I’d say so.


In the spot Forex market, almost $2 trillion is traded daily, making it the largest and most liquid market in the world. This market can absorb trading volume and transaction sizes that dwarf the capacity of any other market. The futures market traders a puny $30 billion per day. Thirty billion?!! Peanuts! The futures markets can't compete with its limited liquidity. The Forex market is always liquid, meaning positions can be liquidated and stop orders executed without slippage except in extremely volatile market conditions.

24-Hour Market

At 2:15 p.m. EST Sunday, trading begins as markets open in Sydney and Singapore. At 7 p.m. EST the Tokyo market opens, followed by London at 2 a.m. EST. And finally, New York opens at 8 a.m. EST and closes at 5 p.m. EST. So, before New York trading closes the Sydney and Singapore markets are back open -it’s a 24 hour seamless market! As a trader, this allows you to react to favourable or unfavorable news by trading immediately. If important data comes in from England or Japan while the U.S. futures market is closed, the next day's opening could be a wild ride. (Overnight markets in futures currency contracts exist, but they are thinly traded, not very liquid, and are difficult for the average investor to access).

Commission Free Trading
You know what’s great about trading currencies? You pay NO commissions! Because you deal directly with the market maker via a purely electronic online exchange, you eliminate both ticket costs and middleman brokerage fees. There is still a cost to initiating any trade, but that cost is reflected in the bid/ask spread that is also present in futures or equities trading. Brokers are compensated for their services through the bid-ask spread instead of via commissions.

Price Certainty

When trading Forex, you get rapid execution and price certainty under normal market conditions. In contrast, the futures and equities markets do not offer price certainty or instant trade execution. Even with the advent of electronic trading and limited guarantees of execution speed, the prices for fills for futures and equities on market orders are far from certain. The prices quoted by brokers often represent the LAST trade, not necessarily the price for which the contract will be filled.

Guaranteed Limited Risk

Traders must have position limits for the purpose of risk management. This number is set relative to the money in a trader’s account. Risk is minimized in the spot FX market because the online capabilities of the trading platform will automatically generate a margin call if the required margin amount exceeds the available trading capital in your account. All open positions will be closed immediately, regardless of the size or the nature of positions held within the account. In the futures market, your position may be liquidated at a loss, and you will be liable for any resulting deficit in the account. That sucks.

Friday, 6 January 2017


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Welcome to the world of forex trading. When people say they trade Forex, which means buying and selling money in the worldwide Foreign Exchange market, what they are saying is that they trade money. It is as simple as that: Forex traders buy and sell different types of money.
After all of the strategizing, technical analytics, and fundamental analysis, the basic Forextrade is betting that one country’s currency will be worth more than another country’s currency at some point in the future. You as a Forex trader might usea mathematically based diversification theory to minimize the risk of your Forex trading account Forex is the largest market in the world.

Forex traders exchange $4 trillion each day, but is forex the best market for you? The answer depends on what you are looking for. If you want a market that never sleeps, if you want the opportunity to trade at any time of the day, if you would like to make a boatload of money in a short amount of time, forex may be for you (it should be noted that you may also lose an incredible amount of money in a short amount of time). Traders with very little money can begin trading forex.
In forex, you may take relatively large trades with small amounts of money because of the favorable leverage requirements. There are many reasons to become a forex trader, but before jumping into the reasons, perhaps we should take a closer look at the characteristics of a forex trade.


The History of Forex


Before you get further into what it means to trade Forex, it would be best if you knew just a bit about the beginnings of the modern Forex and currency trading markets. Currency trading is and isn’t a new thing.It has its foundation in the Renaissance during the late 1400s with the beginning of the international banks offering letters of credit, currency conversion, and  currency value speculation.
This was the real genesis of international bankingas it is today. In the modern era, with major banks being involved in currency trading, and now with individual traders being able to open private Forex accounts and trade over the Internet,the current face of currency trading is relatively new. During the last century and before the Forex trading of today, currencies were fixed in their exchange rates. What this means is that at any point in time between July 1944 and August 1971, each currency in world trade was convertible into another currency at a set exchange rate.
In addition to this set exchange rate was the fact that the U.S. dollar would be fully convertible into gold at a predetermined conversion rate. The set Gold/U.S. dollar exchange rate (XAU/USD) had the effect of making the U.S. dollar the only currency in the world that was fully backed by gold. If a country such as Switzerland had a $5 million USD that they had in their treasury’s reserves, they could make an arrangement to convert the$5 million USD in currency or book format directly into gold bullion.
The setexchange rates of foreign currencies and the free exchange ability of the U.S.dollar into gold was a result of an economic summit by all of the victorious nations following World War II.

The goal of the economic summit, known as the BrettonWoods conference, was to create a stable economic environment in which the war-ravaged countries could build upon, and use to grow and strengthen their economies. The Bretton Woods Agreement was the formal agreement and plan that helped develop economically prosperous post–World War II countries. It had the effect of establishing the U.S. dollar as the dominant reserve currency of the world.

This was due to the fact that many countries would then have U.S. dollars in their national currency reserves, mainly to help inthe conversion of their home currencies into the U.S. dollar in order to thenuse that currency to buy goods and commodities that were only priced and sold inU.S. dollars in the international marketplaces and on the international exchanges.

As an example, if a Luxembourg-based steel manufacturer needed to purchase iron ore for its factories, it would first convert Luxembourg francs to U.S. dollars (at a set rate), and then use the U.S. dollars to go into the open market and purchase the iron ore.
This converting and reconverting of various home currencies into and out of U.S. dollars had the effect of creating a huge need for U.S. dollars that were traded in the overseas market, outside of U.S. borders. In order to help the exchanges, and to insulate the Bretton Woods countries against economic hazard, the central banks of these countries built up and carried large reserves of U.S. dollars in their accounts at the Bank of International Settlements (http://www.bis.org/),at the International Monetary Fund (IMF; http://www.imf.org/), and in their owntreasuries (http://www.bis.org/cbanks.htm).

Thursday, 5 January 2017

The Market{Forex and Stock} Outlook

By taking note of various changes in the status of different available stock options, you will learn how to spot early market trends , giving you a clue to the future of a particular commodity, and this canonly add to your chances for profitability. Prediction is a big part of thegame when working in the stock market, since you can never be completely certain  in what direction the market will swing at any given time.

However, you can make an educated guess, much the same ways  a meteorologist forecasts the weather. While he or she is not right 100% ofthe time, the forecast is usually quite close to the actual outcome of theweather because the meteorologist is a scientist who has studied weather trendsand can pick out details that assist in making that educated guess. With alittle time and seasoning, you can attain the same level of experience andintuition within the stock market.

Once you have become more comfortable functioning inthe same world as the stockbrokers and day traders, and you feel confident (orat least less nervous or awkward) making such important financial decisions,you may decide to make your move toward the Foreign Exchange

Market (more commonly known as Forex), and the goal of this  article is to prepare you to operate within the boundaries of this more complexentity. Next, we will discuss some of the properties of Forex and how much morecomplex this stock market entity can be than a standard domestic market.

The Foreign Exchange Market is incredibly volatile,and there are a lot more factors to consider when placing an order on this market  than on a domestic market. The next article is an introduction to the  exciting and somewhat scary world of the Foreign Exchange Market, or Forex.
To be continue..........